SYF FCF Yield: current value, 10-year range and year-by-year history
Cash & Leverage
SYF's fcf yield is lower than 65% of the last 10 years.
FCF Yield History
SYF FCF Yield by year
Yearly range of SYF’s fcf yield from 2016 to 2026. Over the full period it ranged from 21.6% to 110.1%, averaging 40.7%.
| Year | Low | Average | High | Year-end |
|---|---|---|---|---|
| 2026 | 31.1% | 38.3% | 43.2% | 36.3% |
| 2025 | 29.9% | 39.0% | 57.5% | 33.0% |
| 2024 | 36.1% | 48.1% | 57.9% | 38.4% |
| 2023 | 39.5% | 53.2% | 70.9% | 50.8% |
| 2022 | 26.4% | 39.0% | 51.6% | 44.3% |
| 2021 | 22.7% | 28.2% | 37.9% | 28.2% |
| 2020 | 36.8% | 57.6% | 110.1% | 36.8% |
| 2019 | 36.9% | 40.8% | 53.8% | 39.2% |
| 2018 | 28.3% | 37.8% | 56.4% | 55.2% |
| 2017 | 21.8% | 28.7% | 35.0% | 27.8% |
| 2016 | 21.6% | 25.9% | 30.5% | 22.2% |
Free cash flow generated divided by market capitalisation. Often more reliable than earnings yield because it reflects actual cash — harder to inflate through accounting choices.
Free Cash Flow / Market Cap × 100%Think of it as the "cash earnings yield" on your investment. High FCF yield vs history suggests the market may be undervaluing the company's real cash generation ability.
- FCF can be lumpy year-to-year due to irregular capex or working capital swings. Look at 3–5 year trends, not single-year readings.
- Businesses intentionally reinvesting for growth will show low or negative FCF yield by design — this metric is less useful for high-growth phase companies.
Is SYF FCF Yield High or Low Right Now?
Synchrony Financial's FCF Yield is currently 36.3%, which is below average relative to its 10-year historical range. The 10-year median FCF Yield for SYF is approximately 39.2%. See all SYF valuation metrics →
Unlock 10y, 15y, 20y, and 30y history with peer comparison and CSV export.