OneMain Holdings, Inc.OMF

Where OMF's Net Debt / EBITDA sits inside its own 10-year distribution, with the yearly high, low and average.

$62.59-0.72 (-1.14%)Previous close
NYSEFinancial Services

OMF Net Debt / EBITDA: current value, 10-year range and year-by-year history

Net Debt / EBITDA History

Historically priceyAbove avgAround avgBelow avgHistorically cheap
OMF Net Debt / EBITDA historyOMF Net Debt / EBITDA from Sep 2023 to Jun 2026: low 11.4, high 22.22, latest 11.4.10.5413.6816.8119.9523.09Sep 23Mar 24Sep 24Jun 25Dec 25Jun 26med 17.6

OMF Net Debt / EBITDA by year

Yearly range of OMF’s net debt / ebitda from 2016 to 2026. Over the full period it ranged from 7.6 to 25.4, averaging 15.5.

OMF Net Debt / EBITDA — yearly low, average, high and year-end values
YearLowAverageHighYear-end
202611.412.313.211.4
202516.918.620.616.9
202417.620.122.222.2
202314.216.117.117.1
20229.110.912.512.5
20217.68.28.98.6
202012.513.614.412.5
201911.713.015.211.7
201815.917.018.215.9
201718.520.923.118.5
201615.320.325.415.3

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How many years of operating earnings it would take to pay off the company's net debt. The most common leverage ratio — higher means more financial risk and less flexibility.

Formula(Total Debt − Cash) / EBITDA
Full guide
How to read this chart

Watch the trend more than the level. Declining ratio = deleveraging, growing financial flexibility. Rising ratio = increasing leverage, which constrains dividends, buybacks, and future investment.

Key caveats
  • Sector context is essential: 3× is aggressive for a consumer brand but normal for a regulated utility. Always compare to sector peers.
  • Large acquisitions spike the ratio temporarily — check whether the integration plan credibly drives paydown.
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