Mercury General CorporationMCY

Where MCY's Payout Ratio sits inside its own 10-year distribution, with the yearly high, low and average.

$101.06-1.58 (-1.54%)Previous close
NYSEFinancial Services

MCY Payout Ratio: current value, 10-year range and year-by-year history

Payout Ratio History

Historically priceyAbove avgAround avgBelow avgHistorically cheap
MCY Payout Ratio historyMCY Payout Ratio from Sep 2023 to Jun 2026: low 4.96%, high 27.21%, latest 5.57%.3.18%9.63%16.08%22.53%28.99%Sep 23Mar 24Sep 24Jun 25Dec 25Jun 26med 7.25%

MCY Payout Ratio by year

Yearly range of MCY’s payout ratio from 2016 to 2026. Over the full period it ranged from 5.0% to 58.5%, averaging 28.1%.

MCY Payout Ratio — yearly low, average, high and year-end values
YearLowAverageHighYear-end
20265.0%5.3%5.6%5.6%
20256.8%8.1%9.7%6.8%
20247.1%8.8%11.9%7.1%
202316.9%28.4%38.5%16.9%
202233.3%37.2%41.5%33.3%
202121.7%25.0%30.5%30.5%
202024.7%29.0%34.8%24.7%
201929.0%31.1%32.3%29.0%
201838.0%40.4%42.7%39.0%
201740.2%42.5%45.8%42.8%
201650.8%54.7%58.5%50.8%

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What fraction of free cash flow is paid out as dividends. More reliable than the earnings-based payout ratio because cash is harder to manipulate through accounting choices. Low ratio = room to grow the dividend and absorb an earnings dip. High ratio = dividend is consuming most of the cash generated.

FormulaTTM Dividends Per Share / (TTM FCF ÷ Shares) × 100%
Full guide
How to read this chart

A steadily rising FCF payout ratio warrants scrutiny only if FCF itself is flat or falling — that means the company is paying out a larger slice of shrinking cash. A high but stable ratio in a capital-light business (e.g. consumer staples) can be perfectly sustainable.

Key caveats
  • FCF can be lumpy: large one-off capex or working-capital swings distort a single year. Look at the multi-year trend rather than any single data point.
  • Utilities and REITs naturally sustain 60–90% FCF payout ratios; industrials and tech companies typically run 20–50%. Always compare to sector context.
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