ING Groep N.V.ING

Where ING's Net Debt / EBITDA sits inside its own 10-year distribution, with the yearly high, low and average.

$37.09+0.72 (+1.98%)Previous close
NYSEFinancial Services

ING Net Debt / EBITDA: current value, 10-year range and year-by-year history

Net Debt / EBITDA History

Historically priceyAbove avgAround avgBelow avgHistorically cheap
ING Net Debt / EBITDA historyING Net Debt / EBITDA from Sep 2023 to Jun 2026: low 2.54, high 12.73, latest 12.22.1.724.687.6310.5913.54Sep 23Mar 24Sep 24Jun 25Dec 25Jun 26med 8.13

ING Net Debt / EBITDA by year

Yearly range of ING’s net debt / ebitda from 2016 to 2026. Over the full period it ranged from -2,376.0 to 1,247.1, averaging -48.2.

ING Net Debt / EBITDA — yearly low, average, high and year-end values
YearLowAverageHighYear-end
202612.212.312.312.2
20258.110.312.712.7
20246.07.510.910.9
20231.03.05.75.7
2022-5.6-1.45.95.9
2021-3.01.38.81.5
2020-8.72.012.4-8.7
201911.212.113.411.7
201811.724.645.911.7
2017-2,376.0-418.41,247.153.0
2016-633.2-257.9117.5-633.2

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How many years of operating earnings it would take to pay off the company's net debt. The most common leverage ratio — higher means more financial risk and less flexibility.

Formula(Total Debt − Cash) / EBITDA
Full guide
How to read this chart

Watch the trend more than the level. Declining ratio = deleveraging, growing financial flexibility. Rising ratio = increasing leverage, which constrains dividends, buybacks, and future investment.

Key caveats
  • Sector context is essential: 3× is aggressive for a consumer brand but normal for a regulated utility. Always compare to sector peers.
  • Large acquisitions spike the ratio temporarily — check whether the integration plan credibly drives paydown.
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