HealthEquity, Inc.HQY

Where HQY's EV/EBITDA sits inside its own 10-year distribution, with the yearly high, low and average.

$96.07-2.71 (-2.74%)Previous close
NASDAQHealthcare

HQY EV/EBITDA: current value, 10-year range and year-by-year history

16.7Near historic low

HQY's ev/ebitda is lower than 95% of the last 10 years.

EV/EBITDA History

Historically priceyAbove avgAround avgBelow avgHistorically cheap
HQY EV/EBITDA historyHQY EV/EBITDA from Sep 2023 to Sep 2026: low 16.25, high 32.32, latest 16.73.14.9719.6324.2928.9433.6Sep 23Apr 24Nov 24Jun 25Feb 26Sep 26med 25.13

HQY EV/EBITDA by year

Yearly range of HQY’s ev/ebitda from 2016 to 2026. Over the full period it ranged from 16.3 to 72.2, averaging 39.4.

HQY EV/EBITDA — yearly low, average, high and year-end values
YearLowAverageHighYear-end
202616.320.225.716.7
202518.924.432.318.9
202420.926.830.327.7
202324.931.248.626.3
202231.255.267.249.0
202127.542.449.730.5
202030.744.261.039.0
201920.638.762.861.1
201836.956.572.240.8
201737.646.256.040.4
201634.445.951.246.3

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An acquisition-style valuation multiple: Enterprise Value (market cap + net debt) divided by operating earnings before accounting adjustments. Compares companies fairly regardless of their capital structure.

Formula(Market Cap + Net Debt) / EBITDA
Full guide
How to read this chart

Unlike P/E, this metric accounts for debt — two companies with identical operations but different leverage will show similar EV/EBITDA. Low vs history suggests the total business is modestly priced.

Key caveats
  • EBITDA ignores capital expenditure. For asset-heavy businesses (airlines, mining, utilities), this understates the real cost — use EV/EBIT or EV/FCF instead.
  • Large acquisitions temporarily spike net debt and can distort the ratio for 1–2 years during integration.

Is HQY EV/EBITDA High or Low Right Now?

HealthEquity, Inc.'s EV/EBITDA is currently 16.7, which is near historic low relative to its 10-year historical range. The 10-year median EV/EBITDA for HQY is approximately 40.1. See all HQY valuation metrics →

Pro — up to 30-year history

Unlock 10y, 15y, 20y, and 30y history with peer comparison and CSV export.