Bank of MontrealBMO

Where BMO's Payout Ratio sits inside its own 10-year distribution, with the yearly high, low and average.

$175.05-0.35 (-0.20%)Previous close
NYSEFinancial Services

BMO Payout Ratio: current value, 10-year range and year-by-year history

Payout Ratio History

Historically priceyAbove avgAround avgBelow avgHistorically cheap
BMO Payout Ratio historyBMO Payout Ratio from Oct 2023 to Jul 2026: low 9.86%, high 632.45%, latest 27.91%.-39.95%140.6%321.15%501.7%682.25%Oct 23Apr 24Oct 24Jul 25Jan 26Jul 26med 27.91%

BMO Payout Ratio by year

Yearly range of BMO’s payout ratio from 2017 to 2026. Over the full period it ranged from 2.4% to 632.4%, averaging 46.5%.

BMO Payout Ratio — yearly low, average, high and year-end values
YearLowAverageHighYear-end
202619.2%36.3%61.7%27.9%
202523.1%185.7%632.4%39.1%
20249.9%28.5%77.8%12.9%
20236.3%22.6%39.1%39.1%
202282.2%82.2%82.2%82.2%
20213.5%6.7%14.0%5.1%
20202.4%4.1%6.6%4.2%
20197.5%13.4%18.0%7.5%
201812.0%52.3%94.5%12.0%
201788.9%88.9%88.9%88.9%

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What fraction of free cash flow is paid out as dividends. More reliable than the earnings-based payout ratio because cash is harder to manipulate through accounting choices. Low ratio = room to grow the dividend and absorb an earnings dip. High ratio = dividend is consuming most of the cash generated.

FormulaTTM Dividends Per Share / (TTM FCF ÷ Shares) × 100%
Full guide
How to read this chart

A steadily rising FCF payout ratio warrants scrutiny only if FCF itself is flat or falling — that means the company is paying out a larger slice of shrinking cash. A high but stable ratio in a capital-light business (e.g. consumer staples) can be perfectly sustainable.

Key caveats
  • FCF can be lumpy: large one-off capex or working-capital swings distort a single year. Look at the multi-year trend rather than any single data point.
  • Utilities and REITs naturally sustain 60–90% FCF payout ratios; industrials and tech companies typically run 20–50%. Always compare to sector context.
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