American Express CompanyAXP

Where AXP's Payout Ratio sits inside its own 10-year distribution, with the yearly high, low and average.

$320.71-1.09 (-0.34%)Previous close
NYSEFinancial Services

AXP Payout Ratio: current value, 10-year range and year-by-year history

Payout Ratio History

Historically priceyAbove avgAround avgBelow avgHistorically cheap
AXP Payout Ratio historyAXP Payout Ratio from Sep 2023 to Jun 2026: low 7.57%, high 18.4%, latest 15.36%.6.7%9.84%12.98%16.13%19.27%Sep 23Mar 24Sep 24Jun 25Dec 25Jun 26med 13.59%

AXP Payout Ratio by year

Yearly range of AXP’s payout ratio from 2016 to 2026. Over the full period it ranged from 6.7% to 236.4%, averaging 21.2%.

AXP Payout Ratio — yearly low, average, high and year-end values
YearLowAverageHighYear-end
202615.4%15.5%15.7%15.4%
202511.1%15.1%18.4%13.6%
20247.6%11.2%15.7%15.7%
20238.2%9.3%10.3%9.9%
20226.7%8.7%11.3%7.7%
202110.1%14.0%20.1%10.1%
202033.7%103.5%236.4%33.7%
20198.9%11.6%17.1%10.9%
20188.6%10.5%16.1%16.1%
20179.1%12.5%19.8%9.1%
201615.9%16.4%16.9%15.9%

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What fraction of free cash flow is paid out as dividends. More reliable than the earnings-based payout ratio because cash is harder to manipulate through accounting choices. Low ratio = room to grow the dividend and absorb an earnings dip. High ratio = dividend is consuming most of the cash generated.

FormulaTTM Dividends Per Share / (TTM FCF ÷ Shares) × 100%
Full guide
How to read this chart

A steadily rising FCF payout ratio warrants scrutiny only if FCF itself is flat or falling — that means the company is paying out a larger slice of shrinking cash. A high but stable ratio in a capital-light business (e.g. consumer staples) can be perfectly sustainable.

Key caveats
  • FCF can be lumpy: large one-off capex or working-capital swings distort a single year. Look at the multi-year trend rather than any single data point.
  • Utilities and REITs naturally sustain 60–90% FCF payout ratios; industrials and tech companies typically run 20–50%. Always compare to sector context.
Pro — up to 30-year history

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