Ally Financial Inc.ALLY

Where ALLY's Net Debt / EBITDA sits inside its own 10-year distribution, with the yearly high, low and average.

$39.64+0.84 (+2.16%)Previous close
NYSEFinancial Services

ALLY Net Debt / EBITDA: current value, 10-year range and year-by-year history

Net Debt / EBITDA History

Historically priceyAbove avgAround avgBelow avgHistorically cheap
ALLY Net Debt / EBITDA historyALLY Net Debt / EBITDA from Dec 2023 to Sep 2026: low 3.84, high 6.02, latest 5.7.3.664.34.935.566.2Dec 23Jun 24Dec 24Sep 25Mar 26Sep 26med 4.86

ALLY Net Debt / EBITDA by year

Yearly range of ALLY’s net debt / ebitda from 2016 to 2026. Over the full period it ranged from 0.8 to 15.5, averaging 7.6.

ALLY Net Debt / EBITDA — yearly low, average, high and year-end values
YearLowAverageHighYear-end
20263.84.75.75.7
20254.85.15.84.8
20244.24.96.04.4
20233.94.86.06.0
20223.34.14.64.0
20210.81.32.42.4
20202.96.213.12.9
201910.311.613.010.3
201814.515.115.515.2
201714.614.915.315.3
201615.315.315.315.3

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How many years of operating earnings it would take to pay off the company's net debt. The most common leverage ratio — higher means more financial risk and less flexibility.

Formula(Total Debt − Cash) / EBITDA
Full guide
How to read this chart

Watch the trend more than the level. Declining ratio = deleveraging, growing financial flexibility. Rising ratio = increasing leverage, which constrains dividends, buybacks, and future investment.

Key caveats
  • Sector context is essential: 3× is aggressive for a consumer brand but normal for a regulated utility. Always compare to sector peers.
  • Large acquisitions spike the ratio temporarily — check whether the integration plan credibly drives paydown.
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