USCB Financial Holdings, Inc.USCB

$19.15+0.06 (+0.31%)
NASDAQFinancial Services24:00 UTC

Company snapshot

Market Cap
$353M
Small-cap
+66%
2021 — today
10-Year Price
+69%
2021 — today
52-Week Range
$16.08$20.70
Current $19.15· 66%

USCB Financial Holdings, Inc. serves as the parent company for U.S. Century Bank, which delivers a wide spectrum of banking solutions and financial services. Its core mission is to meet the financial requirements of small and medium-sized businesses. The institution offers diverse deposit instruments, including checking, savings, money market, and time deposit accounts, alongside certificates of deposit. Its extensive lending portfolio encompasses financing for residential and commercial real estate, commercial and industrial enterprises, and credit facilities for foreign banks. Additionally, it extends consumer loans, both secured and unsecured, such as personal loans, overdraft protection, and loans backed by deposit accounts. Beyond these, the company provides crucial treasury services, commercial payment processing, cash management solutions, and convenient online banking. Established in 2002, USCB Financial Holdings, Inc. is based in Miami, Florida.

Valuation in context

P/E ratio
13.4
Above average
Pricier than usual over the last 10 years
P/B ratio
1.6
Historically pricey
Historically pricey — last 10 years
EV / EBITDA
9.6
Around average
Around the 10-year average
Dividend Yield
2.4%
Near historic high
Near historic highs — last 10 years
PEG ratio
0.7
Historically pricey
Historically pricey — last 10 years
FCF Yield
12.1%
Above average
Above the 10-year average
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