United Bankshares, Inc.UBSI

$44.42+0.23 (+0.52%)
NASDAQFinancial Services24:00 UTC

Company snapshot

Market Cap
$6B
Mid-cap
+129%
2016 — today
10-Year Price
+14%
2016 — today
52-Week Range
$34.31$45.65
Current $44.42· 89%

Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.

Valuation in context

P/E ratio
12.4
Historically cheap
Historically cheap relative to the last 10 years
P/B ratio
1.1
Above average
Pricier than usual over the last 10 years
EV / EBITDA
7.4
Historically cheap
Historically cheap relative to the last 10 years
Dividend Yield
3.4%
Historically low
Historically low relative to the last 10 years
PEG ratio
2.4
Around average
Around the 10-year average
FCF Yield
8.5%
Around average
Around the 10-year average
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