SB Financial Group, Inc.SBFG

$23.01+0.50 (+2.22%)
NASDAQFinancial Services24:00 UTC

Company snapshot

Market Cap
$144M
Micro-cap
+92%
2016 — today
10-Year Price
+107%
2016 — today
52-Week Range
$17.47$23.74
Current $23.01· 88%

SB Financial Group, Inc., based in Defiance, Ohio, was established in 1983 and rebranded from Rurban Financial Corp. in April 2013. The company delivers a comprehensive array of commercial banking and wealth management solutions to both individual and business clients throughout Ohio, Indiana, and Michigan. Its banking provisions include various deposit instruments such as checking, savings, money market accounts, and certificates of deposit. The firm also extends diverse lending options, covering commercial, consumer, agricultural, and home mortgage loans. Complementary services offered encompass automated teller machines, personal and corporate trust administration, commercial equipment leasing, credit cards, safe deposit facilities, online banking, specialized private client group offerings, and other customized financial products. Beyond its core banking operations, SB Financial Group provides extensive wealth management services. These feature asset management for individuals and corporate employee benefit plans, alongside brokerage capabilities. Additionally, the company markets insurance policies to both retail and commercial clientele. As of the end of 2021, SB Financial Group operated a network of 22 banking branches across multiple Ohio counties (Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams), plus one banking center in Allen County, Indiana. Its strategic presence further included five loan production offices situated in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan.

Valuation in context

P/E ratio
9.0
Below average
Below the 10-year average
P/B ratio
1.0
Above average
Pricier than usual over the last 10 years
EV / EBITDA
3.0
Historically cheap
Historically cheap relative to the last 10 years
Dividend Yield
2.7%
Above average
Above the 10-year average
FCF Yield
8.7%
Below average
Below the 10-year average
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