Provident Financial Holdings, Inc.PROV

$16.84-0.25 (-1.46%)
NASDAQFinancial Services24:00 UTC

Company snapshot

Market Cap
$109M
Micro-cap
-30%
2016 — today
10-Year Price
-7%
2016 — today
52-Week Range
$15.01$17.25
Current $16.84· 82%

Provident Financial Holdings, Inc. functions as the parent entity for Provident Savings Bank, F.S.B., a community-focused financial institution. This bank offers a full spectrum of services to individuals and small to mid-sized enterprises across Southern California's Inland Empire region. Its deposit offerings include typical checking, savings, and money market accounts, in addition to certificates of deposit. The lending portfolio is diverse, covering financing for single and multi-family homes, commercial properties, construction ventures, general business needs, and personal loans. Furthermore, the company extends its services to include investment advice, distributing products like annuities and mutual funds, and facilitates real estate dealings through trustee services. Provident Financial conducts its operations from 13 full-service branch locations: 12 are situated in Riverside County, and one is in San Bernardino County. The company was founded in 1956 and has its main offices in Riverside, California.

Valuation in context

P/E ratio
18.3
Above average
Pricier than usual over the last 10 years
P/B ratio
0.9
Below average
Below the 10-year average
EV / EBITDA
18.4
Around average
Around the 10-year average
Dividend Yield
3.3%
Below average
Below the 10-year average
PEG ratio
5.5
Historically pricey
Historically pricey — last 10 years
FCF Yield
7.0%
Historically low
Historically low relative to the last 10 years
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