LM Funding America, Inc. functions as a specialized financial services provider. The company offers capital to non-profit community associations (referred to as Associations), with a primary focus on Florida, extending its services to Washington, Colorado, and Illinois. This financial assistance is delivered by acquiring the Associations' rights to overdue accounts, specifically those chosen by the Associations themselves, which stem from unpaid member assessments. Furthermore, LM Funding procures these delinquent accounts under diverse, customized terms designed to meet each Association's specific fiscal requirements, notably through its "New Neighbor Guaranty" initiative. Established in 2008, LM Funding America, Inc. maintains its headquarters in Tampa, Florida.