Intact Financial Corporation, operating through its subsidiaries, delivers a comprehensive array of property and casualty insurance solutions to individuals and businesses across Canada, the United States, the United Kingdom, and other international regions. Its personal insurance offerings encompass automobile coverage, safeguarding against accidents, third-party liabilities, and physical damage, alongside personal property insurance that protects homes and belongings from risks such as fire, theft, vandalism, water damage, and personal liability. For commercial clients, the company provides commercial line and specialty line insurance, including vehicle, property, and general liability policies. Additionally, Intact specializes in coverage for various sectors including accident and health, technology, marine and inland risks, builder's risk, entertainment, financial professional lines, specialty property, surety, tuition reimbursement, general liability, and cyber and environmental institutions. These diverse products reach customers via multiple distribution channels, including independent brokers, direct-to-consumer platforms, and managing general agents (MGAs). Founded in 1809, this Toronto, Canada-based company was previously known as ING Canada Inc. before adopting the name Intact Financial Corporation in 2009.