Citizens Community Bancorp, Inc.CZWI

$21.34+0.09 (+0.42%)
NASDAQFinancial Services24:00 UTC

Company snapshot

Market Cap
$205M
Micro-cap
+224%
2016 — today
10-Year Price
+81%
2016 — today
52-Week Range
$12.95$21.46
Current $21.34· 99%

Citizens Community Bancorp, Inc. functions as the parent entity for Citizens Community Federal N.A., offering a comprehensive array of conventional banking solutions to businesses, agricultural enterprises, and individual customers. The company facilitates client deposits through diverse products, including checking accounts, savings and money market accounts, and certificates of deposit (CDs). Its lending portfolio is equally broad, encompassing commercial real estate loans, commercial and industrial financing, agricultural land and operational loans, consumer credit, mortgages for one-to-four family residences, and home equity lines of credit. Furthermore, Citizens Community Bancorp manages an investment portfolio featuring various securities such as mortgage-backed, corporate asset-backed, U.S. government agency-sponsored, corporate debt, and trust preferred instruments. Its operations span Wisconsin and Minnesota, supported by a network of 25 full-service branches. Established in 1938, the bank holding company is headquartered in Eau Claire, Wisconsin.

Valuation in context

P/E ratio
13.9
Above average
Pricier than usual over the last 10 years
P/B ratio
1.1
Historically pricey
Historically pricey — last 10 years
EV / EBITDA
11.5
Above average
Pricier than usual over the last 10 years
Dividend Yield
1.0%
Near historic low
Near historic low — last 10 years
PEG ratio
8.5
Near historic high
Near historic highs — last 10 years
FCF Yield
6.1%
Historically low
Historically low relative to the last 10 years
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