American Coastal Insurance Corporation (ACIC) is a holding company specializing in property and casualty insurance, managing the development, underwriting, and administration of policies across the United States. It provides comprehensive residential coverage, protecting single-family homeowners, renters, and condominium unit owners with policies that span structural damage, personal belongings, and liability. Furthermore, ACIC extends its offerings to the commercial sector, providing multi-peril property insurance tailored for residential condominium associations and apartment complexes. This coverage safeguards against loss or damage to buildings, inventory, and equipment resulting from various events, including fire, wind, hail, water damage, theft, and vandalism. The company also offers specialized policies, encompassing equipment breakdown, identity theft protection, cybersecurity, and flood insurance. Its products are distributed and marketed through an extensive network of independent agencies. Founded in 1999, the firm, which was formerly known as United Insurance Holdings Corp. until its rebranding in August 2023, maintains its headquarters in Saint Petersburg, Florida.
